A bruise or a small bruise is usually not enough to win a case. These minor injuries have no lasting effects and will not hinder your ability to work. On the other hand, if the injury is anything more than minor, you should definitely consider hiring an attorney. The phrase “pain and suffering” refers to a legal term that describes the physical and emotional injuries suffered by a victim following an accident.
Any substantial physical pain or mental distress you suffer after an accident may qualify as pain and suffering for settlement purposes. In some cases, if a victim dies from a personal injury accident due to someone else's negligence, the family's wrongful death lawsuit may also include the loss of the consortium. You Can File a Bodily Injury Claim When You're Injured in a Car Accident. In almost every state, drivers must have a certain amount of personal liability insurance that pays for injuries to others in accidents they cause.
Exact coverage requirements vary from state to state, but each liability policy will include a dollar limit on how much the insurance company will pay per person injured and per accident. If it's an emergency, call 911 or go to the emergency room right away. Tell medical staff that your injury or illness is work-related. If you can do this safely, contact your employer for further instructions.
Once you file a claim, your employer is required to provide you with medical care. Injuries sustained by other drivers in accidents for which you are responsible will be covered by your personal injury liability insurance, while your own injuries may be covered by PIP or MedPay. For your personal injury lawsuit to be successful, you must be able to show that you suffered the injuries listed and received the appropriate treatment. If you suffer injuries in an accident you cause, your personal injury liability insurance will not cover any of your medical costs.
Bodily injury may be referred to in criminal court cases, referring to injuries sustained by someone who has been the victim of an assault or other crime. You will usually file a claim with your personal injury protection (PIP) coverage to get compensation for your injuries. Required in states with no-fault laws, where drivers must file minor injury claims with their own PIP insurance rather than with at-fault driver's bodily injury liability coverage. If you want to file an injury lawsuit (either through an insurance claim or a lawsuit), you generally need to be able to prove that the person you are making the claim against was in some way negligent and that their negligence resulted in your injuries (your damages).
A personal injury claim is a request for compensation for expenses related to physical injuries sustained in a car accident. You can still sue the at-fault driver for bodily injury in a no-fault state, but only if your injuries are serious or if you have incurred a substantial financial loss. Unlike most states, Florida does not require personal injury liability insurance to pay for other people's injuries after a car accident you cause, because Florida uses a no-fault system. In personal injury cases, the loss of consortium damages generally relate to the impact that the injuries have on the plaintiff's relationship with his spouse, loss of company, or inability to maintain a sexual relationship, for example.
PIP, or personal injury protection insurance, can be used to cover your injuries and other costs resulting from the injuries, such as lost wages. Bodily Injury Liability Coverage pays for injuries to other drivers and passengers when the policyholder is at fault in an accident. .